Planning Attorney Kentucky and West Virginia

We collaborate using over 250 years of experience

See yourself in any of these? 

Great Outcome 

Marie T. is a 78-year-old widow living in Florence, Kentucky. She is healthy, still drives, and attends church weekly. Her two adult children, both professionals, notice subtle changes—missed bill payments and confusion over medications.

At a holiday dinner, Marie casually mentions she “doesn’t want to be a “weight”. Her daughter insists talking with an elder law attorney “just to get organized.” 

We were fortunate enough to connect. Marie has decisional capacity, there is not an immediate care crisis, and she owned her home had a brokerage account, and significant savings.

Steps We Took Together

1. Foundational Legal Planning
   
   • Updated Durable Power of Attorney (financial + healthcare)
   • HIPAA authorization
   • Living Will / Advance Directive
   • Updated existing Will
2. Asset Protection Planning
   
   • Medicaid Asset Protection Trust (MAPT) funded early
   • Retitle non-retirement assets
   • Preserve the home for heirs
3. Care Strategy
   
   • Aging in place with part-time home care
   • Long-term care insurance review
   • Contingency planning for assisted living or skilled care

Outcome
When Marie started developing dementia two years later at 80, the family uses the tools they created to transition smoothly to assisted living, then nursing care at a facility that works with Medicaid. No crisis. No family conflict. The home is protected. 

Lesson: The optimal path begins before care is needed.